The Hannover Re Group employed 2,893 staff as at 31 December 2016 (previous year: 2,762). The turnover ratio at our head office in Hannover of 3.1% (2.5%) was higher than the level of the previous year. The rate of absenteeism – at 3.9% – was slightly higher than in the previous year (3.8%). The turnover ratio and rate of absenteeism continue to be below the average expected across the industry as a whole.