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Analysis of our debt

Our subordinated loans and bonds supplement our equity with the aim of reducing the cost of capital and also help to ensure liquidity at all times. The table summarises the carrying amounts of our subordinated bonds.

In addition, several Group companies have taken up longterm debt – principally in the form of mortgage loans – amounting to EUR 116.2 million (EUR 43.1 million).

Effective 31 March 2009 Hannover Re exercised the call option allowed under the bond conditions – permitting scheduled redemption of the debt at nominal value for the first time – for the subordinated debt issued by Hannover Finance, Inc., Wilmington/USA, in the amount of USD 20.0 million that was still outstanding at that date. The debt was thus repurchased in full and cancelled in the year under review.

Subordinated bonds in EUR million Coupon in % 2009 2008
Hannover Finance (Luxembourg) S.A. 5.00 481.1 478.8
Hannover Finance (Luxembourg) S.A. 5.75 746.1 746.0
Hannover Finance (Luxembourg) S.A. 6.25 137.9 137.8
Hannover Finance Inc., Wilmington, USA var. 14.3
Total   1,365.1 1,376.9

For further explanatory notes please see our remarks in the notes to this report, Section 6.12 “Debt and subordinated capital” and 6.13 “Shareholders' equity, minority interests and treasury shares”.

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